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Trawick PPO Network Search
First Health PPO Network & United Healthcare PPO Network
Inside the U.S.A
Most plans from Trawick International participate in the First Health PPO Network & United Healthcare PPO Network.
When you contact a medical provider or present your ID card, what should you say?
"My insurance uses the United Healthcare PPO Network and I found your name on the United Healthcare network search."
DO NOT SAY:
"I have Trawick International Insurance" or "I use Trawick International Network" or "I have Safe Travels USA insurance" or "I have Insubuy insurance."
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go in the network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by Surego Administrative Services in the USA. You never have to contact the carrier, Crum and Forster SPC, GBG Insurance Limited, or Nationwide, for any purpose whatsoever.
Search ProvidersClaims Process & FAQ
When you go in the network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by Surego Administrative Services in the USA. You never have to contact the carrier, Zurich Insurance Europe AG Belgian branch, for any purpose whatsoever.
Search ProvidersClaims Process & FAQPrescription Drugs
There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.
Outside the U.S.A.
There is no PPO network outside the United States. If your insurance plan has the coverage outside the US, you can visit any doctor or hospital.
The insurance company is willing to work with them for direct billing but it is finally up to the provider. If they don't bill directly, you can first pay out of your pocket and file for reimbursement of eligible expenses.